Holistic Financial Planning

There are many financial products serving a wide array of needs. Providing a single product—whether based on request or assessment—is short-sighted. Each individual financial decision impacts other areas and aspects of financial well being.

A good financial advisor asks probing questions to understand all aspects of the client’s life and goals, and provides a holistic solution.

Holistic financial planning is the key to redefining wealth, and covers two distinct segments: (a) Wealth Protection, and (b) Wealth Creation.

Redefining wealth is the start to creating your financial legacy. It’s a trailblazing path requiring the correct mindset, professional guidance, and a proven strategy.

A holistic financial planning strategy is a personalised action plan for your money. It is a vital tool for those with complex financial needs to ensure that their money grows and remains protected.

Risk Planning / Insurance

As our financial lives rarely go smoothly, being prepared for an unfortunate eventuality is a must. There are many insurance solutions to match every budget and ensure the financial safety of your family.

Retirement Planning

Retirement planning is an essential component of your broader financial planning strategy. It is the process of setting retirement goals and determining the steps needed to reach them.

Ultimately, a retirement plan is your roadmap to a financially secure future when you stop working.

Investment Planning

Investments are a way to help you increase your wealth and build a strong financial future.

When you invest, you buy assets that you expect to increase in value. The return on your investment can either be in the form of dividends, otherwise known as income payments, or capital gains.

Education Planning

Education planning is making arrangements to account for your child’s education in your overall wealth management and planning strategy. This means ringfencing some of your funds to pay for education costs in the future.

Estate Planning

Estate planning is the process by which an individual or family arranges the transfer of assets in anticipation of death. An estate plan aims to preserve the maximum amount of wealth possible for the intended beneficiaries and flexibility for the individual prior to death.

Working with Shieraaj has been a game-changer for my Investment portfolio. His expertise and personalized approach helped me navigate complex financial decisions with confidence.

Roy Naidoo

Retired Professional